Morgan Lopes

June 10, 20261 min read

It took five years to pay off my college debt. For a degree I never got.

It took five years to pay off my college debt. For a degree I never got.

I spent more than four years in college.
Paid for three of those years out-of-pocket...
before ultimately dropping out.

10/10 would recommend.

It was some of the best money I ever spent.
College gave me a ton of exposure to people, jobs, and career paths I would not have encountered otherwise.

Most importantly, it helped me realize what I didn't want. Looking back, the cost was a rounding error compared to the pain of continuing down the wrong path.

Some of my best decisions follow a similar pattern:
Get on a better path.

No transition worth taking was free.
- Shuttered a complex, service-based business
- Settled a multiyear lawsuit at a six-figure loss
- Walked away from selling a business
- Moved my family across the world

On paper, each looked expensive.
In reality, they were a down payment on what came next.

New posts by email

A short note when something new goes up. Never more than once a week.